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  1. Shelshula

    Creepy?

    I don't see any difference between those tapes and a parent putting a kid in a Sunday school program. The kids are having fun and learning about politics and being brought up by politically active parents who are encouraging the kids to be politically active in a productive way. Having...
  2. Shelshula

    Your opinions on a financial decision...?

    Go with your gut, pay off the truck. As to the old saws about "debt is good" and "it's better to have a loan and have the cash in an investment vehicle earning interest"; both are in my opinion hogwash. The Dow tanked yesterday to the tune of 777 points. Very few firms are meeting their...
  3. Shelshula

    Your opinions on a financial decision...?

    My first instinct is that you should pay it off and then on go forward basis redirect the cash which would have gone to monthly payments into a savings account. Zero interest rate loans don't exist, and before I get flamed by all the people who claim to have one, I mean they aren't real. If...
  4. Shelshula

    After kidney donation?

    Your system just went through a very traumatic surgery. You need to let it rest and heal. Eat clean and go for gentle walks. Don't worry about the weight gain or the muscle loss. If you don't allow yourself to heal properly you will do more damage in the long run. Be patient, and once your...
  5. Shelshula

    volumetrics

    Does anyone have any thoughts on this book? On the one hand it sounds like it makes sense and should work, but then the cynic in me kicks in and says there has to be a catch. So I thought I'd ask opinions here. Thanks in advance.
  6. Shelshula

    thread subscriptions

    Thank You So Much Thank you so much. I feel like such a goose now because now that you say it I think I already knew it. It's things like this that really show how badly a brain functions when your tired. Thank you again. :)
  7. Shelshula

    So, who won the debate?

    Dorothyrd, You're right, no one twisted their arms and made them do it. But unscrupulous mortgage brokers and credit card companies didn't have to make it so easy for them. Proper regulation would have gone a long way towards preventing a lot of the economic mess we are in right now. In...
  8. Shelshula

    So, who won the debate?

    Sparrow13: I don’t think you’re an ogre at all. I know a lot of people have had bad experiences with people who exploit situations or think they have a right to something they don’t. I was once stopped on the street by a woman with a gaggle of children hanging off of her. She was begging for...
  9. Shelshula

    So, who won the debate?

    DorothyRD: I am just like you. I fully fund my 401K, put a substantial amount of money into savings every month, live in a modest apartment, never use my credit cards unless I can pay them off at the end of the month. We’re trying to buy a house and we are being very careful about the mortgage...
  10. Shelshula

    So, who won the debate?

    That's what happens when it's 2:00 AM and you do math in your head.. I pulled out the calculator when I read your post and you are right. That is a terribly embarassing mistake. I told you charts could be complicated. :) Yes, 19.6% is an unfortunate amount. It doesn't change the point that...
  11. Shelshula

    So, who won the debate?

    I agree whole heartedly with Stephanie. Very well said Stephanie.
  12. Shelshula

    So, who won the debate?

    Charts are nice, but only if you understand what they are saying. (Not to say that Hottiescientist doesn't understand the chart, but I had to go to the CDC website to figure out what the heck it was saying in terms of rates and ratios.) The CDC started tracking legal abortions in 1969. The...
  13. Shelshula

    thread subscriptions

    So, how do you unsubscribe from thread?
  14. Shelshula

    Does anyone use quinoa?

    A health food store or an organic grocer should have it. Also, it might be in the organic section of your local grocer instead of in the area where the store usually carries rice and the like. I believe Arrow Mills is one brand that is common, you might ask the Safeway to stock it. When...
  15. Shelshula

    Discovering older or should I say younger Cathe

    Heck, I have one of those butt floss leotards buried deep in the back of one of my drawers. Ah, those were the days... I was young and had a cute butt... At least now I have fashion sense. (of course, I'd rather have the cute butt, perhaps one day soon it will return and I will have both).
  16. Shelshula

    Cathe, ? on spot gaining!

    strong shoulders and a strong back will also accent a slim waist and add balance to the lower body.
  17. Shelshula

    So, who won the debate?

    I also agree with JennieR. I don't think the Republican party is interested in the problems or worries of the average American. And McCain won't stop with the sound bites long enough to commit to a single statement about what he plans to do or how he thinks he can help people. Its a shame too...
  18. Shelshula

    So, who won the debate?

    I am holding out the same hope. I just couldn't bring myself to listen to the debates. I used to be a rabid Republican. In full disclosure, I voted for Bush in 2000 (please don't hurt me) but I didn't in 2004 and now I can't stomache listening to any of the Republicans, and I swear my ears...
  19. Shelshula

    Cellulite

    Not Cathe, and I'm sure there are others on here who can give better advice, but I don't think there is any video that "targets" cellulite. you can't make your body lose fat in a specific spot. Building muscle will help with skin tone reducing the appearance of cellulite, and clean eating...
  20. Shelshula

    So, who won the debate?

    Honestly, I didn't even watch the debates. I'm a die hard Obama supporter too. Nothing McCain could have said would have changed it so I didn't bother watching. I hope Obama was successful in swaying anyone still on the fence, but unfortunately the people I know who are pro-McCain are voting...
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